Ever wondered what people mean when they talk about hearing aid insurance? You’re not alone! Many customers ask us these two questions:
- “Can I insure my hearing aids against loss or theft?”
- “Will my medical insurance cover the cost of my hearing aids?“
Let’s start by answering the first question.
Can I insure my hearing aids against loss or theft?
Most insurance companies in India do NOT provide insurance against loss, theft, or damage to Hearing Aids.
This leaves many of us without protection for what’s honestly quite a valuable investment.
But here’s the good news—there are special protection plans out there that can have your back if something unexpected happens to your hearing aids.
Introducing Centre for Hearing®’s Exclusive Protection Plan
While hearing aids insurance is not common in India, Centre for Hearing® has led the way by introducing an exclusive ’15-month Protection Plan’.
This unique plan keeps you covered if your hearing aid is stolen, lost, or taken during a robbery anywhere in India. The protection lasts for 15 months after you buy your hearing aid—giving you over a year of complete peace of mind.
Your Investment, Our Priority: Why Choose Centre for Hearing®’s Protection Plan?
Our Protection Plan offers these amazing benefits:
- Extended Coverage Period: As we said, you get a full 15 months of protection from your purchase date
- Complete Theft Protection: Your investment is secured if your hearing aids are stolen
- Loss Protection: No need to panic if your hearing aids are misplaced
- Robbery Coverage: Protected anywhere in India if your hearing aids are taken during a robbery
A Premium Advantage for Our Centre for Hearing® Customers
This comprehensive Protection Plan is available exclusively when you purchase your hearing aids from Centre for Hearing®.
It’s one of the many ways we go above and beyond for our customers—providing benefits that simply aren’t available elsewhere.
By becoming a Centre for Hearing® customer, you’re not just getting exceptional hearing care; you’re joining a family that truly looks after your needs with extra benefits like this special Protection Plan.
Have questions about how the Protection Plan works?
We’re happy to help! Just call our hearing care experts at Centre for Hearing®: 9811227269, who will guide you through every step of the way.
Does Medical Insurance Cover the Price of Hearing Aids?
Unfortunately, no. Medical insurance in India does not cover the purchase price of hearing aids.
This is a common practice in the West, but medical insurance companies in India have yet to adopt this trend.
Very few high-priced policies such as Royal Sundaram Lifeline (Elite) and Magma HDI One Health Plan (Premium) either include hearing aids with a price cap or offer coverage as an add-on insurance by paying an extra premium.
Hence, before making a payment, check with your insurance provider to confirm the coverage. This coverage would also be applicable only as ‘new disease’ and cannot be taken as a ‘pre-existing condition’.
If, in the rare case, the policy does cover the expense of hearing aids, you can refer to an ENT doctor for a prescription for hearing aids, which must mention whether the hearing aids are needed in one ear or both.
Questions to Ask Your Insurance Provider
- Does my plan cover hearing aids?
- What is the maximum benefit amount?
- How often can I get new hearing aids under my plan?
- Do I need a doctor’s referral?
To get answers to all your questions, just call our hearing care experts at Centre for Hearing®: 9811227269.
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Hearing Aids: A Quick Guide
Hearing aids are small devices designed to amplify sounds. They improve hearing for individuals suffering from hearing loss.
Primarily, a hearing aid consists of three main components:
- Microphone – the device that captures sound and converts it into electrical signals.
- Amplifier – Enhances the sound signals.
- Speaker (Receiver) – This part delivers the amplified sound into the ear.
Key Types of Hearing Aids in India
There are several types of hearing aids available, including:
- Behind-the-Ear (BTE) – Worn behind the ear, suitable for all degrees of hearing loss.
- In-the-Ear (ITE) – This type is primarily custom-fitted for the outer area. It is ideal for moderate to severe hearing loss.
- In-the-Canal (ITC) and Completely-in-the-Canal (CIC) – These are small and discreet devices that fit inside the ear canal.
- Receiver-in-Canal (RIC) – Though similar to BTE, it is smaller and, hence, less noticeable.
Each type has its pros and cons, depending on an individual’s hearing needs, lifestyle, and budget.
Hearing Aids: How Much Does a Device Cost in India?
In India, hearing aid prices vary widely depending on factors such as the underlying technology, brand, and features.
- Entry-level analog devices start at ₹5,000–₹15,000, but these are often criticised due to poor sound quality, limited customisation, and short lifespans.
- Basic digital hearing aids begin at ₹20,000–₹50,000,
- Advanced models come with features like AI-driven noise reduction, Bluetooth, and rechargeability. They range from ₹80,000 to over ₹3,00,000.
Did you know that a staggering 90% of hearing aid purchases are unsuitable due to inadequate guidance, biased recommendations, and a lack of consumer knowledge?
This is why the Centre for Hearing® and other audiology experts strongly recommend avoiding ultra-cheap devices, as they may lack crucial features, degrade hearing health, or require frequent repairs.
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Learn more about the top hearing aid brands in India. |
FAQs
1. Does my health insurance cover hearing aids in India?
Unfortunately, most standard health insurance policies in India don’t cover hearing aids. Unlike in Western countries, Indian insurance companies rarely include hearing devices in their coverage.
2. What happens if I lose my hearing aids? Can I have my hearing aids insured?
While insurance specifically for hearing aids isn’t widely available in India (unlike for other valuable items), we understand how concerning this gap can be. That’s why Centre for Hearing® has pioneered an exclusive 15-month Protection Plan for our customers.
3. What does Centre for Hearing®’s Protection Plan cover?
Our special 15-month Protection Plan is designed with your peace of mind in mind! If your hearing aids are stolen, lost, or taken during a robbery anywhere in India, we’ve got you covered. This protection starts from your purchase date and lasts for a full 15 months, giving you over a year of worry-free hearing support.
4. How much do quality hearing aids typically cost in India?
Hearing aid prices in India vary widely based on technology and features:
- Entry-level analog devices: ₹5,000-₹15,000 (though we often don’t recommend these due to customers’ feedback about subpar sound quality)
- Basic digital models: ₹20,000-₹50,000
- Advanced technology: ₹80,000-₹300,000+ (with features like AI-driven noise reduction and Bluetooth connectivity)
Of course, we always recommend choosing hearing aids that truly meet your needs rather than focusing solely on price.
5. What should I do if my insurance doesn’t cover hearing aids?
If your insurance doesn’t cover hearing aids, there are still options:
- Check for special add-ons: Some premium insurance policies offer hearing aid coverage as an extra option
- Get a doctor’s prescription: An ENT specialist’s prescription specifically mentioning whether you need one or two hearing aids may help with reimbursement
- Consider our Protection Plan: While it doesn’t cover the initial purchase, our plan protects against loss or theft for 15 months
6. Why shouldn’t I buy cheap, off-brand hearing aids to save money?
We understand the temptation to save money, but ultra-cheap hearing aids often come with hidden costs. Many budget hearing aid purchases end up being unsuitable due to poor guidance and quality. Such models typically offer:
- Limited sound quality: Making it harder to understand speech
- Fewer customisation options: Meaning they’re not properly fitted to your specific hearing needs
- Shorter lifespan: Leading to more frequent replacements
- Potential hearing damage: Poorly fitted devices can actually worsen your hearing health over time
So, while pricing is indeed a factor, it’s much better to invest in quality hearing aids that will truly enhance your hearing experience.
7. What questions should I ask my insurance provider about hearing aid coverage?
When speaking with your insurance provider, be sure to ask:
- Is hearing aid coverage included in my plan? Most Indian policies don’t include this, but it’s worth checking.
- What is the maximum benefit amount if covered? There may be a cap on reimbursement.
- How often can I get new hearing aids under my plan? Some plans have time restrictions.
Our hearing care experts at Centre for Hearing® can help guide you through these conversations. Reach us at 9811227269.
8. What types of hearing aids are available at Centre for Hearing®?
We offer a wide range of hearing aid styles to suit your unique needs and preferences:
- Behind-the-Ear (BTE): Versatile devices suitable for all degrees of hearing loss
- In-the-Ear (ITE): Custom-fitted for the outer ear area, ideal for moderate to severe hearing loss
- In-the-Canal (ITC): Smaller, more discreet options that fit partially in the ear canal
- Completely-in-the-Canal (CIC): Nearly invisible devices that sit deep in the ear canal
- Receiver-in-Canal (RIC): Similar to BTE but smaller and less noticeable
We take a brand-agnostic approach, recommending the best hearing aid for your specific hearing needs rather than pushing a particular brand.
Final Note
Hearing aids are an investment. They change the quality of life for people with hearing loss. But truth be told, the cost can be a barrier for many. While hearing aid insurance coverage can vary, understanding your options will help you in the long run with financial assistance.
Centre for Hearing® hearing aid protection policy aims to secure your investment. We also apply a strictly brand-agnostic approach, offering hearing aids that are a perfect fit for your hearing needs.
We also have state-of-the-art technology and specialised audiometry testing centres across India. Our hearing care professionals will do their best to make your hearing aid buying process smoother and hassle-free, including consistent hand-holding and aftercare.
All the Centre for Hearing® facilities are top-notch and equipped with the latest devices for supreme hearing care. We are currently present in cities across India, such as:
- Gurgaon
- Delhi
- Chandigarh Tricity Area (Chandigarh, Mohali, and Panchkula)
- Punjab (Ludhiana, Patiala, Jalandhar)
Contact us today to know more!
You can also call us at +91 9811227269 to arrange a free phone consultation or visit your nearest Centre For Hearing® location.
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